Compare Our Accounts
Exclusive Protection & Perks
Guardian Secure Checking
Features
- Earn competitive interest on your balance*
- No minimum balance requirements
- Unlimited check writing
- Includes ID Protect® to keep your money secure
- Access exclusive perks like discounts, club memberships, cellphone protection, and more***
Monthly Service Fee
$4.95**
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Earn Interest & ATM Fee Credits
ePower Checking
Features
- Earn competitive interest on your balance^
- No minimum balance requirements
- Unlimited check writing
- Includes a $25 credit toward nationwide foreign ATM fees
Monthly Service Fee
NONE*
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Earn Tiered Interest
Money Market Account
Features
- Competitive, tiered interest^
- Higher balances earn higher rates
- 6 free checks per cycle
Monthly Service Fee
Avoid the $10 monthly service charge by maintaining a minimum daily balance of $900 or more*
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
View All Accounts
Guardian Secure Checking:
*Rates and yields may change without notice. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. However, you must deposit $100 to open this account. Available to Personal accounts only. $4.95 monthly service charge. $2 additional fee for paper statement. Other fees may apply and may reduce earnings.
**Other bank fees may apply.
***Insurance products are not a deposit, not an obligation of CNB&T, not guaranteed by CNB&T or any affiliated entity, and not FDIC-insured.
ePower Checking:
^Fees may reduce earnings
*Other fees may apply
Money Market Account:
^Fees may reduce earnings
*Other fees may apply